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The Austrian Pensions Insurance

Social Security Performance

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Social Security Performance

The Austrian Pension Insurance offers the following:

a. a pension for men at age 65 and for women at age 60,
b. disability benefits in case you are not able to work,
c. survivor benefits,
d. orphan benefits

Men who were born before October 1st, 1952 and women born before October 1st, 1957 who have contributed into the system for quite some time can under certain conditions apply for pension benefits ahead of the respective mandatory ages.

In case an insured worker becomes so ill that it is apparent that he or she will not be able to go back to work for quite a long time, that worker can apply for disability benefits. Those benefits will be granted on a limited basis and the amount of the benefits will depend on the number and amount of paid contributions as well as on the degree by which the income has been reduced.

In case of the death of a spouse the surviving spouse (depending on the age) can receive survivor benefits. Under certain circumstances these benefits can be limited.

In case one or both parents of a child die before the child turns 18, the surviving child can receive semi- or full orphan benefits. If the surviving child is still in job-training or any other job-related schooling the age limit will go up to 27.

Conditions for receiving a pension

Next to the mandatory retirement age the following provisions (waiting periods) for receiving a pension must be met:

A minimum of 180 months of mandatory or voluntary contributions,
or
a minimum of 300 months including substitute periods,
or
a minimum of 180 months of contributions within 360 calendar months before the commencement of pension payouts.

The waiting periods for receiving a premature pension are as follows:

A minimum of 240 months of mandatory contributions,
or
a minimum of 240 months of contributions within 360 calendar months before the commencement of pension payouts.

To receive disability benefits or survivor benefits or orphan benefits, the waiting periods are as follows:

A minimum of 180 months of mandatory or voluntary contributions,
or
a minimum of 300 months including substitute periods,
or
a minimum of 60 months of contributions within the last 120 calendar months if benefits are to commence before the insured person reaches the age of 50. For persons older than 50 the waiting periods extend in steps according to the age of the insured.



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Office for Foreign Social Securities (ofss)
P.O.Box 1113, Cedar Crest, NM 87008
e- mail: office@ofss.us

Tel.: 1-505-328-7777